+91 7574012345 shivam@shivam.org

PPF

PPF: In a generalized view, if an individual deposits an amount of 1 lakh every year for 15 years without any expectation, then he would receive a total sum of more than 30 lakh. This reflects the huge amount of benefit applicable on PPF account, for a total...

“This is the best time to invest”

Some people keep saying “This is the best time to invest”. Don’t take it literally. All that it means is this period of time is a great opportunity, but you may or may not get better chance later. Generally though, we have seen everyone has a better...

The Indian investor

The Indian investor gains in not having to pay capital gain tax on profits if the stock is held more than a year and then sell (as of writing this book). This makes Indian investors perhaps one of the lucky lots in the world, who can invest and enjoy the gains of...

Learn to be an investor

I have learnt a trader’s secret in winning most of the time. You need to learn to be an investor though. You buy stock that you are ready to hold no matter what and as long as you can and even add more to average out or accumulate wealth. The trader side is more...

Never trust brokerages on TV

For example at the time of writing this page, a morning announcement by a popular brokerage was – “Market stable for now; buy M&M Fin; Idea; sell L&T” We don’t think the 550 point drop later in the day constitutes the meaning of...