My goal is to help people to invest in stock market by providing Good information, this book is prepared for the people who are investing in share market since many years.Inflation in India is moving to 7 to 9% every year, inflation is affecting cost of living whatever you buy every year it gets more expensive by 7 to 9%. If you put money in a bank and leave it eventually you lose your money by 4 to 5 % and as result your money value depreciate. If you put your money in a fixed deposit it is taxable which will not make your money grow and eventually you earn only 1-2%. In the last 2 years people invested in gold and lost up to 15 to 30%, so best can be said gold is nothing than a jewellery. Life insurance is another investment which does not generate any wealth no matter which LIC you take never take more than 6% on average in the case you opt for income schemes linked with investments. However investment into stock & good Companies have more chances to gain 15% or more yearly and if you decide to sell stock there’s no tax onprofit. When investment in long run you actually create wealth also known as Compounding and this magic compounding results into unbelievable wealth. I hope this book will help you compound your investment & knowledge wealth not only for you & your grandchildren too.

Stocks that grow into handsome amounts over time
Smart Investment is a way to learn to earn money through smart investment techniques and following rules like compounding and simple smart ideas to make your money grow. Smart Investment can be used by students who get pocket money and want to grow them into larger amounts, for people who want to understand how the stock market is not as scary as one is made to believe, and how to invest into good stocks that grow into great amounts over time.

Rule Of 72, 73 and 71
The rule of 72 is a way to calculate the number of years required to double your money at a given annual rate of

Years required to double investment = 72 ÷ compound annual
interest rate
The rule of 72 is reasonably accurate for interest rates between 6% and 10%. When dealing with rates outside this
range, the rule can be adjusted by adding or subtracting 1 from 72 for every 3 points the interest rate diverges from 8%. So for 11% annual compounding interest, the rule of 73 is more appropriate; for 14%, it would be the rule of 74; for 5%, the rule of 71.

Rule of 100
The Rule of 100 is a tool used by financial professionals to provide you with general guidelines for proper allocation of your retirement and investment assets. The Rule of 100 takes into consideration your age and investment time horizon to better define your risk tolerance. The results of this analysis can be used to determine how much of your retirement and investment assets should be exposed to risk and loss.For examples if your age is 25, then the recommendation generally would be to invest 75% of your funds in equity andthe rest in other asset classes. The idea behind this is that the younger you are, the more aggressive your fund management can be and the greater the risk you can take. As you grow older you need to take more accountability of funds and money on hand as your expenses increase – marriage, children expenses, and education expenses and eventually your own retirement savings. While you are young you can take higher risks or allocate more money in equity as you don’t need cash on hand. As you grow older you will need more money or cash on hand and so for every year
that goes by you will decrease investments into equity by 1 percent. So at age 25, you can invest 75% into equity.

At age 26, you can invest 74% into equity.So forth… At age 50, you would be investing 50% into equity and the
remainder in asset classes such as Fixed Deposits and others At age 60, your investments into equity would be 40% or less as you want to use those funds for your retirement and to take care of your monthly income.